The name of the program TOTAL DISABILITY ANNUITY is sometimes misleading. If you are over the age of 50 you may be eligible for benefits even if you could perform some physically easier work; in many cases the worker’s past jobs were strenuous and they don’t have the skills to perform easier work. in those instances, their situation may call for the application of a “grid” regulation which would direct the RRB to pay total disability benefits. Be advised that every situation is different and there are exceptions, so you need to talk to a disability expert for a proper evaluation. We can answer your questions quickly over the phone at 1-800-331-3530.